If you are trying to raise your credit score you first should know how credit scores are determined. Who you are or where you come from does not determine what your credit score is.
Five things are looked at in determining your score. However, two things make up 65 percent of your credit score.
Payment History
Payment history [...]
It’s the time of the year for graduation parties and making plans for college, travel, or maybe jobs for many high school graduates. What financial advice can parents give their kids that are heading out on their own? How to kids go about building their personal wealth?
We spent the weekend going to graduation parties. The kids are so excited. They are excited to be done with high school. They are excited to go on to the next step whether they go directly into the work force or on to higher education. And they are really excited for all the money they [...]
