If you are trying to raise your credit score you first should know how credit scores are determined. Who you are or where you come from does not determine what your credit score is.
Five things are looked at in determining your score. However, two things make up 65 percent of your credit score.
Payment History
Payment history [...]
Your credit score is one of the most important things in your financial life. You need to know your credit score, what is on your credit report, and how the banks look at your credit score.
Your credit score is a three digit number and is designed to show how likely you are going to pay [...]
Are student credit cards a good idea for college students? As kids are getting ready to go to college is a student credit card a good idea? I know I have heard both sides of this debate.
As a parent your fear is that they will abuse the credit card and get themselves into a huge [...]
We spent the weekend going to graduation parties. The kids are so excited. They are excited to be done with high school. They are excited to go on to the next step whether they go directly into the work force or on to higher education. And they are really excited for all the money they [...]
